Francis Ben Kaifala

CHANGING THE LEADERSHIP GAME IN AFRICA: THE CASE FOR “PEOPLESHIP”

• 5 July 2023
• Francis Ben Kaifala

Towards a defeating inequality: Protecting Workers against the Negative Effect of Modern Outsourcing Practices

• 23 June 2023
• Francis Ben Kaifala

As inequality deepens, many drivers exist. Outsourcing has become a popular labour practice among corporations. This article discusses its advent, extent and ramifications. It also suggests ways to ensure that it does not become more of harm to workers' rights than being beneficial - particularly in emerging economies like Sierra Leone where the legal and regulatory framework in the labour market may not be as prepared or robust as that of countries in the West who are mostly exporting it.

TAKING RISK: THE ROLE OF LAWYERS AND BANKERS IN CREDIT RISK MANAGEMENT AND MITIGATION FOR COMMERCIAL BANKS

• 20 June 2023
• Francis Ben Kaifala

Banking and risk are inseparable counterparts in the financial system of the economy of every country. While everything possible may be done by bankers and the regulators of the banking sector to reduce the effect of excessive risk-tasking, credit obviously includes the risk of loss. It is in fact risk that is the rationale for a lending bank’s returns (profit) usually measured in interest rate spreads. Like in many spheres of life, risk can neither be avoided nor totally eradicated. It is proper planning and execution that holds the key to a banker’s success; because, like Pierre Corneille (1604-1684) once wrote, “to conquer without risk is to triumph without glory”.